Defining and prioritizing Goals can help put your financial decisions into perspective. Our process helps you do just that. What are your NEEDS? How about things you WANT to include? Then decide and define your WISHES. We are dedicated to making goal-based financial planning efficient and approachable with tools to customize your experience to meet your unique objectives in a Lifestyle Plan.
What Does It Mean for You? Lifestyle Planning is about more than assets, investments and net worth. It's about what you want to do with your money and why. It's about identifying concerns, expectations and goals. It's about how you feel and what you want.
A complete overview of YOU. Find your Recommended Plan, Results and Recommended Changes along with integrated variable tools like the "PlayZone" and "What are You Afraid Of?" Finally, a summary of your Resources including Your Net Worth, Your Income, and Your Asset Allocation.
There are blocks for every life stage. Create your personal vision for your financial wellbeing by exploring blocks unique to your situation. As you complete these blocks, we can connect the dots and help develop your Lifestyle Plans.
When you think about retirement, what do you most look forward to? Which Expectations match your personal vision of retirement?What worries or concerns you? Decide what may be relevant and then give it a rating.
This is the HEART of any Lifestyle & Financial Plan! Your Goals are divided into Needs, Wants & Wishes. Not all goals are equal. We can address each of these and learn what is important to you and why. We will also include options you may not think about to build you the most robust plan possible.
THE CONFIDENCE ZONE. The Monte Carlo Confidence Zone is the range of probabilities that you along with your Advisor have selected as your target range for your plan with which you would be comfortable, based upon your Plan, your specific time horizon, risk profile, and other factors unique to you.
YOU HAVE ONE QUESTION - "CAN I FUND ALL MY GOALS WITHOUT RUNNING OUT OF MONEY?" The confidence meter can help you evaluate the impacts of certain "what are you afraid of?" events and test those outside of your control. In addition, the PlayZone allows you to instantly see how changing some of your expectations like when to retire or how much to save can impact your Plan.
Your Lifestyle Plan is a living, breathing piece of technology that combines with the added expertise of a Human Advisor who knows your story and the things that you care about. A true collaborative that has accountability, variability and probability built into the relationship.